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EPF i-Sayang extension to non-citizen wives remains under study

The Finance Ministry says retirement savings protection, legal requirements and programme sustainability must be assessed before further consideration.

Illustration of retirement savings documents and Malaysian ringgit notes
Photo: The Edge Malaysia

The government will continue examining whether Malaysian husbands can transfer voluntary contributions to non-citizen wives under the Employees Provident Fund (EPF) i-Sayang scheme, according to the Finance Ministry (MOF).

In a written parliamentary reply, MOF said the proposed eligibility change needed assessment against the scheme’s original purpose and EPF retirement savings policies. Its review would cover legal, governance and operational matters, alongside the protection of retirement savings and the programme’s sustainability.

The ministry was answering Rodziah Ismail (Pakatan Harapan-Ampang), who asked about implementation mechanisms and strategies for the proposed extension. Her question noted that non-citizen husbands could already contribute for Malaysian citizen wives.

Under i-Sayang, husbands can choose to transfer 2% of their employee contributions into their wives’ EPF accounts. The scheme was introduced in March 2023.

MOF reported registrations involving 233,371 husbands as contributors and 233,547 wives as recipients nationwide since the scheme began. Transfers through i-Sayang amounted to RM563.6 million as at Aug 31, 2026.

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